Managing the cash crunch

To say that it’s a tough business environment right now is an understatement. While many of us are trying to put food on the table, others simply have no income. Adaptability is key and we have to rethink how we operate our personal as well as business finances. New circumstances are creating a new normal…

The watch that wasn’t

The mind is an amazing thing. We can bury a memory deep inside our folds of grey matter and then one day, something comes along that makes it pop out as if it took place yesterday. I recently had one of these experiences, reading about a young lady whose fiancée had given her a ring…

Covid-19: Keeping a level head

The world is in crisis, grappling with a new reality. With lock downs and other rules to curb the spread of the Coronavirus, money issues have rocketed to the fore. Many business face ruin as they cannot operate, individuals find themselves off work with no pay, others may be on short pay and yet others…

DONT in 2019

New year, new ideas, new goals, blah blah blah. There is always so much hype around each new year and how this year things will be different. It’s interesting, though, that a calendar year is man-made – there is no difference between 31 December and 1 January, except perhaps that it’s a milestone. And this…

Understanding Equities

Investing in equities is key to growing wealth – no doubt about it. But what does this mean for the average person and how does one know where to start? It can all be very confusing. For starters, there many different words used to describe the same thing – shares, stocks, equities, are all one…