Published August 2017

What do the smart women know that the rest of us can learn?

 

By understanding our personal view of money, creating financial balance in our lives, and making smart decisions, we can create our own financial freedom and build solid, long term wealth. A must-read for any women, at any age, who is serious about her money.

Testimonial – Prof Shirley Zinn

“Smartwoman is a compelling, informative, empowering and provocative must-read that provides practical tools and advice so that we, as women, can better control out financial destiny” – Professor Shirley Zinn

Testimonial – Dr. Judy Dlamini

“A powerful and informative book” – Dr. Judy Dlamini

Testimonial – Margaret Hirsch

“Shows how easy it is to make a fortune once you get your mind going in the right direction” – Margaret Hirsch

Testimonial – Maya Fisher French

“I love the concept of creating a designer life” – Maya Fisher French

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Resident financial guru on

Cape Talk’s Early Breakfast Show

every Friday morning

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Speaker

Sylvia is a highly experienced public speaker, with vast extensive experience in the financial services industry. She has addressed thousands of people across South Africa and Namibia over the years, reaching a range of audiences from women’s groups to doctors, engineers and entrepreneurs.

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Author

Sylvia has authored and co-authored three non-fiction books, one of which was shortlisted for the Alan Paton Award in 2011.

She has also contributed content on financial planning in two other published books.

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Financial Planner

As a qualified financial planner, Sylvia works with her clients to plan their financial futures, advising them on the best solutions when it comes to protecting their wealth, and building their financial security, including investment and retirement planning.

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My Story

  1. I have always taken money rather seriously. From a young age, I developed an appreciation of the value of money and the importance of managing it properly. In the late 1980’s, I left the University of Cape Town with a Business Science Degree, and walked straight into Old Mutual, one of the largest financial institutions in Africa at the time, where I ended up spending over 25 years of my life.
  2. Some years later, as Market Development Manager, I started a focus on women – empowering and educating women around money and financial planning. It was a perfect fit with my own personal belief system. I worked with all forms of media and reached thousands of people through radio, print media and face-to-face workshops.
  3. I left the comfort (and confines) of the corporate world at the end of 2014, to spread my wings and build on my passion of financial education and empowerment. My core belief is that financial freedom is every person’s right, and a lack of knowledge and apathy prevent us from achieving this.
  4. Writing is in my blood. I have written hundreds of financial articles over the years, and I have written and contributed to a number of published non-fiction books, not all to do with money! I continue to write for selected online publications, as well as some clients in non-financial industries.

I have always taken money rather seriously. From a young age, I developed an appreciation of the value of money and the importance of managing it properly. In the late 1980’s, I left the University of Cape Town with a Business Science Degree, and walked straight into Old Mutual, one of the largest financial institutions in Africa at the time, where I ended up spending over 25 years of my life.

Some years later, as Market Development Manager, I started a focus on women – empowering and educating women around money and financial planning. It was a perfect fit with my own personal belief system. I worked with all forms of media and reached thousands of people through radio, print media and face-to-face workshops.

I left the comfort (and confines) of the corporate world at the end of 2014, to spread my wings and build on my passion of financial education and empowerment. My core belief is that financial freedom is every person’s right, and a lack of knowledge and apathy prevent us from achieving this.

Writing is in my blood. I have written hundreds of financial articles over the years, and I have written and contributed to a number of published non-fiction books, not all to do with money! I continue to write for selected online publications, as well as some clients in non-financial industries.

Think Yourself Poor

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Scams – be wise and be safe!

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Beware the bonus that isn’t!

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Credit – know your score!

Credit – know your score!   Most of us will all need to apply for credit at some time in our lives – it’s almost a certainty. By taking ownership and being pro-active in managing your credit, you can avoid any unpleasant surprises and make sure that...
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Saving tax is now a whole lot simpler!

Saving tax is now a whole lot simpler! After decades of rather complex tax rules around retirement savings, from 1 March 2016, a new simplified approach to encourage people to save for retirement is a breath of fresh air. Most people do not save enough for old age,...
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Don’t lose your glass slipper at midnight!

Don’t lose your glass slipper at midnight! Whilst life can feel like a ball, full of fun and promise, the day of retirement is looming somewhere ahead. When that income or salary stops, make sure you will be able to carry on rocking instead of being left on the...
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Attitude Determines Altitude

Attitude Determines Altitude Money is everywhere.  We earn it and we spend it. And some of us wonder where exactly it went! Ever considered the fact that you actually have an attitude towards money? And this money attitude impacts directly on your behavior and...
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Mindful about Money

Mindful about Money Some people say money talks – it says ‘spend me spend me!’  Amusing as this may seem, most of us are not mindful about our money.  Money is certainly not everything in life, but like any other valuable resource on this planet, it’s a sin to...
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Breast Cancer – a (financial) survival guide

Breast Cancer – a (financial) survival guide Breast cancer. Two scary words in any language.  It affects so many of us, and we are powerless against becoming a statistic. We do know, though, that early detection saves lives. And whilst we are bombarded with...
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Till death (or divorce) us do part

Till death (or divorce) us do part Marriage is supposed to be forever. But with pressures of life, lack of communication, or infidelity, many people who eagerly said “I do”, end up saying “I don’t anymore” when the marriage ends up in the divorce court. The...
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Will my money last?

Will my money last? That’s the burning question many pensioners have in the back of their minds. With increased longevity many face the prospect of running out of money before they run out of life. If one considers a retirement age of 65 and a life expectancy of...
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Get Real. Get Rid. Get Rich.

Get Real. Get Rid. Get Rich. Stuck in a financial rut?  Maybe too much debt, too much retail therapy, too much of a people pleaser, too little money, or just not sure how to take control of it all? Financial freedom is within your grasp.  By changing your outlook, you...
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Gratitude

Gratitude Something that I have always valued, and encouraged other people to do, is live life with gratitude. It’s a simple concept – value and appreciate what you have instead of dwelling on what you don’t have, often distressing yourself in the process. Despite all...
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