An increase in your earnings could kickstart your savings

An increase in your earnings could kickstart your savings

An increase in your earnings could kickstart your savings
With the ever-increasing cost of living, saving or investing may be more of a bucket list item than an essential part of your monthly budget. Any salary increase is quickly absorbed by rising costs, but you should not ignore the importance of having a savings or investment plan.
Saving needs to be a priority for the things you want to acquire in the short-term and investing needs to be prioritized for long-term goals and for your future.

Property: rent or buy? IMAGE: Little wooden red houses in a row on a table.

Property: rent or buy?

With interest rates climbing, anyone paying off a bond is feeling the pinch! In 2020 when interest rates dropped dramatically, it made sense for some people to buy instead of rent. But with interest rates climbing again, have the tables turned? Owning property has often been considered to be the cornerstone of wealth, and it’s…

Feeling flush?

You may be one of the lucky ones who receive a bonus this time of year. It’s a great feeling to be flush with money! Many of us mentally prepare for this time throughout the year, or shelve expenses for year end, when we know that there will be some extra cash. We start planning…

Will my money last?

That’s the burning question many pensioners have in the back of their minds. With increased longevity many face the prospect of running out of money before they run out of life. If one considers a retirement age of 65 and a life expectancy of somewhere around 90 (it differs slightly for men vs women, but…