6 Kid’s Gifts that Keep on Giving
With the festive season around the corner, you may already have started shopping for gifts. There are so many toys and other trinkets we can give our kids; some last a few days or weeks before they break, and others are discarded in favour of something new.
Why not include some gifts that will be treasured long after the festive season has ended, or maybe even a gift that teaches a valuable life lesson?
An increase in your earnings could kickstart your savings
With the ever-increasing cost of living, saving or investing may be more of a bucket list item than an essential part of your monthly budget. Any salary increase is quickly absorbed by rising costs, but you should not ignore the importance of having a savings or investment plan.
Saving needs to be a priority for the things you want to acquire in the short-term and investing needs to be prioritized for long-term goals and for your future.
7 Things Rich People Don’t Waste Money On.
Oh what a joy it would be to be rich – to have enough money to buy anything we want! But building wealth doesn’t happen overnight – it takes time, and also has a lot to do with the decisions we make. After all, there are only three things we can do with our money – spend it, save it or give it away.
Keeping a good credit score
Most of us need to incur debt at some point in our lives – it may be for a big purchase such as buying property or a car, or for something smaller such as a credit or store card. Keeping a good credit score works in your favour – manage it well, and it will reward you! Manage it poorly and you’ll pay the price.
How To Put More Money In Your Pocket
Tax Free Savings Plans – how to put more money in your pocket.
Finding money to squirrel away isn’t easy so you need to make sure that you keep as much of the growth as possible for yourself. With a tax free savings account (TFSA), you can do exactly that – all the money that your money makes is yours to keep.
Ever walked into a supermarket intending to buy only a few items, and ended up walking out with bags and bags of goodies, and a good few hundred Rand poorer? Granted, we have to eat, and for that to happen, we have to shop, but is there a way to shop smarter? Here are some…