DONT in 2019

New year, new ideas, new goals, blah blah blah. There is always so much hype around each new year and how this year things will be different. It’s interesting, though, that a calendar year is man-made – there is no difference between 31 December and 1 January, except perhaps that it’s a milestone. And this…

Feeling flush?

You may be one of the lucky ones who receive a bonus this time of year. It’s a great feeling to be flush with money! Many of us mentally prepare for this time throughout the year, or shelve expenses for year end, when we know that there will be some extra cash. We start planning…

Think Yourself Poor

We all have beliefs about money – influenced by parents, our friends, and society. These beliefs drive our behavior and sometimes we are left wondering what went wrong?  To avoid the pitfalls of poverty we need to make the right decisions and navigate through the many myths that exist. We need to know what is…