It’s that time of the year again when we are bombarded with messages enticing us to spend money, and the heat is on in terms of spoiling those nearest and dearest to us. So much expectation is created around this season – entertaining, socializing, gifting and more. While it’s a wonderful time to connect with family and friends, it’s also a very easy time to fall into the trap of over-spending, leaving a financial hangover to deal with as you enter the new year.
Sylvia Walker
Speaker, Author, Financial Planner
