How do you feel about money? Do you prefer not to think about it, just hoping to have enough to get through the month? Or are you a bit fearful of money or find it confusing? Do you hand over the responsibility to your spouse and let them worry about the family finances, or do…
Do you have elderly parents who are battling financially? Many people simply do not have enough saved for old age and with increased life expectancy it’s quite easy to outlive our money. So if you’re caught up between raising kids and financially supporting your adult parents, you’re part of what’s called the ‘sandwich generation’ –…
Are you investing or saving? The two are definitely not the same. I remember saving up for my first car many moons ago, I started working part time while still at school and saved furiously so I would have enough to buy my first car. I started at 16 and by the time I was…
So I’ve just filled up my car and it came to a whopping R1000. That’s about three times more than when I bought the car, eight years ago. And apart from the rising petrol price, the bad news just seems to be piling up – interest rates are climbing, electricity costs are rocketing and some…
You may be lucky enough to receive an inheritance, even though it may be tainted by the loss of a loved one. This money is solely yours to enjoy unless you are married in Community of Property. It will then form part of your joint assets unless the will stipulated that it is to be…
Having a good education opens doors. It leads to greater opportunities and higher earning potential, but the cost of tertiary education can be a shocker – currently around R40,000 to R60,000 or more per year for a bachelor’s degree, depending on where you study. Read More
Whether you’re starting a new business, or on your way to success, managing the money aspect can be tough. In the early stages, you are the business and lines are easily blurred between your personal and business finances. You may find yourself paying for business expenses from your personal bank account, or maybe buy some…
Tax can be a bit of a dirty word – no one likes paying it, and the more you have to cough up, the less there is left to spend! The new tax year is just around the corner, so it’s a great time to look at where you can trim your tax. Read More
The new year is in full swing, but are there any bad money habits from 2021 that you are hanging on to? We tend to fall into the trap of doing the same things year in and year out, and nothing ever changes unless we take action. Read More
The festive season is around the corner and the spending spree is loading. No matter how hard we try, it’s really difficult not to overspend at this time of year. With a bit of thought and forward planning, you can be level-headed and avoid the financial hangover that often pops in January! Read More