It’s that time of the year again when we are bombarded with messages enticing us to spend money, and the heat is on in terms of spoiling those nearest and dearest to us. So much expectation is created around this season – entertaining, socializing, gifting and more. While it’s a wonderful time to connect with…
Ever walked into a supermarket intending to buy only a few items, and ended up walking out with bags and bags of goodies, and a good few hundred Rand poorer? Granted, we have to eat, and for that to happen, we have to shop, but is there a way to shop smarter? Here are some…
No one likes to think about dying, let’s face it, but it is one of those life certainties, like taxes, that’s impossible to avoid! And while you can’t dodge the tax man, many people neglect to draw up a will, either because they have more pressing priorities, or because they want to avoid thoughts around…
New year, new ideas, new goals, blah blah blah. There is always so much hype around each new year and how this year things will be different. It’s interesting, though, that a calendar year is man-made – there is no difference between 31 December and 1 January, except perhaps that it’s a milestone. And this…
Every now and then I come across someone who has a burning desire to write a book. Whether it’s to see their name in print, or to achieve some kind of status that goes along with being a published author, it’s a serious bucket list item for many. This always takes me back to my…
You have worked hard to get to where you are and it feels good to be reaching your goals. However, you might not be alone in enjoying your success – many young professionals today feel pressurised to ‘pay back’ and support extended family members who may not be as fortunate. Read More
It’s always easy to start something new, but not always easy to stay the course. Starting a new project, a new business or even an investment plan, for that matter, is exciting – you have a vision of where you are headed and you are fired up, motivated and focused. Read More
Don’t be fooled into thinking that just because someone is considered to be clever, that they will make great investment decisions. In fact, it could be quite the opposite – many an intelligent person has made some really bad decisions over time. Part of the problem is the concept of intelligence – this is generally…
I have yet to meet an investor who hands over their hard-earned money and says, “Invest it in a high risk investment, I love to take chances.” Unless one is talking about cryptocurrencies, but that’s a whole different story. A cornerstone of investment planning is that of investment risk, and the financial services industry goes…
Investing in equities is key to growing wealth – no doubt about it. But what does this mean for the average person and how does one know where to start? It can all be very confusing. For starters, there many different words used to describe the same thing – shares, stocks, equities, are all one…