Januworry is over and we can get onto a more even footing with our bank account again! The new year started less than a month ago. While I am not a great believer in New Year’s resolutions, I do know that each new year allows us to reflect and make some real changes that will allow us…
You may be one of the lucky ones who receive a bonus this time of year. It’s a great feeling to be flush with money! Many of us mentally prepare for this time throughout the year, or shelve expenses for year end, when we know that there will be some extra cash. We start planning…
Most of us will all need to apply for credit at some time in our lives – it’s almost a certainty. By taking ownership and being pro-active in managing your credit, you can avoid any unpleasant surprises and make sure that financial support will be there when you need it most. Anyone who has ever…
That’s the burning question many pensioners have in the back of their minds. With increased longevity many face the prospect of running out of money before they run out of life. If one considers a retirement age of 65 and a life expectancy of somewhere around 90 (it differs slightly for men vs women, but…
A healthy mind is as important as a healthy body. If not more so! October has been declared national mental health awareness month in South Africa, and it is virtually impossible to talk about mental health without talking about money. There is often a very close link between financial stress and poor mental health. Read…
Starting or running a business is hugely taxing and it’s easy to be driven by money, particularly in the early months. You want to focus all your energy on making it a success, but it is easy to fall into the trap of materialism. Money and wealth is equated to success and we all want…
Buying life cover can feel like a bit of a bit of a grudge purchase, let’s face it. You pay for it your entire life, and will never personally benefit. Until fairly recently when some life assurers came up with the cash-back idea – if you do not claim, they will pay you a bonus…
In this electronic age where it is easy to create illusions and pretend to be something that we are not, it is so easy for con men (and women) to thrive, preying on innocent people. We are often gullible, through no fault of our own, and this is exploited by clever people who promise us…
Something that I have always valued, and encouraged other people to do, is live life with gratitude. It’s a simple concept – value and appreciate what you have instead of dwelling on what you don’t have, often distressing yourself in the process. Despite all the talking around gratitude, the issue was brought home to me…
Stuck in a financial rut? Maybe too much debt, too much retail therapy, too much of a people pleaser, too little money, or just not sure how to take control of it all? Financial freedom is within your grasp. By changing your outlook, you can change your life. Get real… get rid … and get…